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Preserving our Santa Cruz Trees

I read a great article today in the NY Times regarding trees and how it has turned out that they are great, big giant recording devices. The circles in the trunk tell stories about past climate, ecosystems, galactic events and civilizations.  In fact, there are now over 400 labs researching trees to understand our past […]

Tight Lending Standards Create More Seller Financing

October’s Mortgage Credit Availability Index shows a slight relaxation in lending standards — but as most Santa Cruz home buyers and sellers will agree, getting a mortgage is still difficult. With mortgage availability benchmarked at 100, although it’s currently at  111 ½, compared with the 800 it stood at in 2007, today’s is still a […]

Tight Lending Standards Create More Seller Financing

October’s Mortgage Credit Availability Index shows a slight relaxation in lending standards — but as most Santa Cruz home buyers and sellers will agree, getting a mortgage is still difficult. With mortgage availability benchmarked at 100, although it’s currently at  111 ½, compared with the 800 it stood at in 2007, today’s is still a […]