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Housing Market Bolstered by Steady U.S. Consumer Optimism

The details seem stubbornly worrisome. Mortgage requirements have grown stricter. The Federal Reserve may or may not turn off the cheap money spigot—and if anything causes the stock market to sputter, it’s uncertainty. Occasional bits of good news in the labor picture can’t overcome the fact that unemployment remains stuck on high in many states. […]

Buying a Home: What About Flood Insurance?

It can be perplexing—and not least because it’s one of the least-discussed details you run into when buying a home. The issue is flood insurance, and it’s sometimes first brought to the fore when you are buying a home in Santa Cruz that you would not have thought was on a “flood plain.” If it is, it’s […]