(831) 331 - 9455

ginaodom@serenogroup.com

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CONDUCT A NEEDS & WANTS ANALYSIS

We know the home buying experience can be fraught with mystery. My experienced agents will leverage expertise, local market knowledge, and key industry partnerships to ease you through the process of finding your dream home. We’ve been down this road before, so we’ll first ask the necessary questions and gather the important data we need to kick off your journey to homeownership. Let’s get started!

GET YOUR FINANCES IN ORDER

At this stage, our job is to maneuver all the financial pieces to ensure you’re on strong financial footing when that dream home becomes available. My recommended network of lenders and financial experts will help tighten up your credit, determine exactly how much you can afford for both a home and a down payment, and make sure you’re formally pre-approved for a loan, all with the goal of solidifying your position as a serious market contender.

SHOP FOR A HOME

Now for the fun part! We’ll help you draw up a “wish list” of everything you’re looking for in not just your new home, but your new community as well. We’ll match your must-haves with your budget and then draw on our local expertise and network of industry colleagues to help you find a place that’s everything you wished for. Shopping for a home is exciting, so just have fun with it!

MAKE AN OFFER AND NEGOTIATE

You’ve found “the one” and you’re ready to make an offer. We’ll help you formulate a data-driven purchase offer based on in-depth market analysis, and draw up the purchase agreement. Then, we’ll leverage smart negotiating skills to guide you through contingencies and ensure you don’t spend any more than you need to. And, should things not work out with one offer, we’ll be ready with a game plan for the next.

CONDUCT A PROPERTY INSPECTION

When your offer is selected, it’s time to do your due diligence and fully check the home’s condition. Obtaining a thorough home inspection & pest inspection will help you determine issues that may not be apparent on a walk-through. It will also indicate if we need to get further inspections. If issues arise, we’ll work with you to develop strategies on how best to proceed. During your inspection contingency period, we will determine if there is any work that needs to be done on the septic and what type of insurance will be needed. 

GET FINAL FINANCING APPROVAL

This part can get complicated, but we know from experience how to keep the crucial final stages of loan approval from becoming overwhelming. We’ll regularly monitor the progress of your transaction and keep you fully aware of lender expectations.  We’ll work closely with your lender to make sure all the necessary paperwork is complete to help facilitate a smooth closing.

CONGRATULATE YOURSELF ON YOUR NEW HOME!

Making it through escrow can seem like a mountain of details but the view from the top is worth it. Expect to sign a ton of paperwork before you get there, and don’t worry we’ll hold your hand through every step of the process. A few days before closing, we’ll conduct a final walk-through, and then, once both parties sign closing statements and the loan has funded, the keys will be yours. It’s time to celebrate!